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Why Truck Maintenance Records Matter After an Accident

A single moment changed everything when that commercial truck couldn’t stop in time. Now, as you deal with injuries and mounting medical bills, you might wonder how maintenance records could help your case. Let’s explore why these documents are crucial for accident victims seeking justice. Understanding Truck Maintenance Requirements Commercial trucks are subject to strict …

importance of underinsured/uninsured coverage

The Importance of Having Large Uninsured/Underinsured Motorist Policies

Imagine driving home from work when suddenly another vehicle runs a red light and crashes into your car. The accident leaves you with severe injuries requiring extensive medical treatment and months of rehabilitation. Then comes the devastating news: the at-fault driver either has no insurance or carries only minimum coverage. This scenario, unfortunately, plays out …

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What is MedPay Coverage and How Does it Work?

When it comes to auto accidents, any extra coverage or assistance can go a long way. Medical payments coverage, or more commonly known as MedPay, is an elective insurance option that nearly all auto insurance companies offer. Medical payments coverage pays for medical expenses for you, your passengers, bicycle riders and pedestrians if they are …

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Determining Liability When Multiple Drivers Are Involved in a Bicycle Accident

Bicycle accidents involving cars can be complicated, especially when multiple drivers are involved. If you’re a cyclist who has been injured in such an accident, it’s important to understand how liability works and who may be held responsible. In California, multiple drivers can be liable for a single accident, depending on the circumstances. Here we’ll …

Reporting a total loss to the DMV

Do I Need To Notify The DMV If My Car Is Totaled In California?

After a serious car accident, understanding your legal obligations regarding a totaled vehicle is likely the least of your priorities. However, you must notify the DMV of a totaled car as it’s still an important step to ensure you’re in compliance with California law and avoid potential penalties. Legal Reporting Requirements for Total Loss Vehicles …

Can Health Insurance Seize Part of My Car Accident Settlement in California?

Can My Health Insurance Company Take Part of My Settlement in California?

When you win a personal injury settlement, it can feel like a huge relief. This money is meant to cover medical bills, lost wages, and other expenses. But sometimes, health insurance companies may want a portion of your settlement to pay themselves back for medical costs. This process is called subrogation, and it’s something to …