After a car accident, you can expect to deal with medical bills and car repairs—but you may be surprised at how quickly the insurance company reaches out to you. An insurance adjuster will contact you within days, sounding friendly and helpful. But if you don’t know how to handle investigative calls from auto insurance adjusters, …
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Imagine you’re driving safely when, out of nowhere, another car cuts you off and suddenly stops, causing you to rear-end them. You’re shaken but try to stay calm. Then, things get strange—the other driver insists on handling the situation privately, or their injuries seem exaggerated. Situations like this could be signs of insurance fraud car …
Continue reading "Protecting Your Claim From Insurance Fraud Car Accidents"
Imagine driving home from work when suddenly another vehicle runs a red light and crashes into your car. The accident leaves you with severe injuries requiring extensive medical treatment and months of rehabilitation. Then comes the devastating news: the at-fault driver either has no insurance or carries only minimum coverage. This scenario, unfortunately, plays out …
Continue reading "The Importance of Having Large Uninsured/Underinsured Motorist Policies"
When it comes to auto accidents, any extra coverage or assistance can go a long way. Medical payments coverage, or more commonly known as MedPay, is an elective insurance option that nearly all auto insurance companies offer. Medical payments coverage pays for medical expenses for you, your passengers, bicycle riders and pedestrians if they are …
Continue reading "What is MedPay Coverage and How Does it Work?"
After a serious car accident, understanding your legal obligations regarding a totaled vehicle is likely the least of your priorities. However, you must notify the DMV of a totaled car as it’s still an important step to ensure you’re in compliance with California law and avoid potential penalties. Legal Reporting Requirements for Total Loss Vehicles …
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When you win a personal injury settlement, it can feel like a huge relief. This money is meant to cover medical bills, lost wages, and other expenses. But sometimes, health insurance companies may want a portion of your settlement to pay themselves back for medical costs. This process is called subrogation, and it’s something to …
Continue reading "Can My Health Insurance Company Take Part of My Settlement in California?"
If you’ve been researching your options after an accident, you’re probably aware by now that you can receive compensation for medical expenses. In California, if someone else was at fault—for instance, if a driver hit you—their insurer should cover the medical expenses related to your injuries. These costs fall under economic damages, which can be …
Continue reading "Treatment with Health Insurance versus On a Doctor’s Lien"
1. When is a Vehicle Considered a Total Loss? After an accident, your car might be so banged up and beat down that it is beyond repair. Basically, it’s totaled. A car is a deemed a “total loss” if: Your car insurance company will arrange inspection and inform you if the car is a total …
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Do I Need Auto Insurance in California? If you’re driving in California, maintaining financial responsibility for your vehicle is a legal requirement. Whether you live in Los Angeles or elsewhere in the state, this means you must have auto insurance or another form of financial responsibility. But what exactly does this entail? Let’s break it …
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Why is maximizing your settlement so crucial? It’s simple: the right settlement amount can significantly ease the financial burdens of recovery. A fair settlement value ensures you don’t just heal, but also regain your footing. In this article we’ll provide actionable tips and strategic moves to help you maximize the value of your personal injury …
Continue reading "Smart Moves to Boost Your Personal Injury Settlement Value"
The team here is the most professional group of people I have ever worked with. They took care of me from day one and made sure that I was included and understood every step of the process. Gaby checked in regularly to make sure treatment was going well and to give me updates about my case. The team here really shows that they care for their clients and make sure that you are compensated for all your troubles.
Michel G., East Los Angeles, CA
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