Your teen might be a great driver but it only takes one uninsured motorist to turn their world upside down. Teen drivers are the most at-risk group on the road. In California, drivers ages 18 to 24 make up just over 10% of the population but nearly 30% of all injuries in vehicle crashes. Nationwide, …
Continue reading "Teen Drivers and UM/UIM: What Parents Should Know"
Most drivers assume liability insurance covers all damages after a car accident, but that’s not always true. Insurance companies have strict rules on what they will and won’t pay for, and many accident victims pay out of pocket without even realizing it. What exactly does liability insurance cover in a car accident? And what can …
As a personal injury law firm, our attorneys have spent over fifty years combined representing car accident victims throughout California. We’ve become privy to countless interactions between injured individuals and insurance companies. One thing is abundantly clear: what you say to insurance representatives in the days and weeks following a serious accident can significantly impact …
Continue reading "5 Key Questions to Ask the Insurance Company After a Car Crash in California"
After a car accident, you can expect to deal with medical bills and car repairs—but you may be surprised at how quickly the insurance company reaches out to you. An insurance adjuster will contact you within days, sounding friendly and helpful. But if you don’t know how to handle investigative calls from auto insurance adjusters, …
Continue reading "Handling Investigative Calls from Auto Insurance Adjusters in Los Angeles"
Imagine you’re driving safely when, out of nowhere, another car cuts you off and suddenly stops, causing you to rear-end them. You’re shaken but try to stay calm. Then, things get strange—the other driver insists on handling the situation privately, or their injuries seem exaggerated. Situations like this could be signs of insurance fraud car …
Continue reading "Protecting Your Claim From Insurance Fraud Car Accidents"
Imagine driving home from work when suddenly another vehicle runs a red light and crashes into your car. The accident leaves you with severe injuries requiring extensive medical treatment and months of rehabilitation. Then comes the devastating news: the at-fault driver either has no insurance or carries only minimum coverage. This scenario, unfortunately, plays out …
Continue reading "The Importance of Having Large Uninsured/Underinsured Motorist Policies"
When it comes to auto accidents, any extra coverage or assistance can go a long way. Medical payments coverage, or more commonly known as MedPay, is an elective insurance option that nearly all auto insurance companies offer. Medical payments coverage pays for medical expenses for you, your passengers, bicycle riders and pedestrians if they are …
Continue reading "What is MedPay Coverage and How Does it Work?"
After a serious car accident, understanding your legal obligations regarding a totaled vehicle is likely the least of your priorities. However, you must notify the DMV of a totaled car as it’s still an important step to ensure you’re in compliance with California law and avoid potential penalties. Legal Reporting Requirements for Total Loss Vehicles …
Continue reading "Do I Need To Notify The DMV If My Car Is Totaled In California?"
When you win a personal injury settlement, it can feel like a huge relief. This money is meant to cover medical bills, lost wages, and other expenses. But sometimes, health insurance companies may want a portion of your settlement to pay themselves back for medical costs. This process is called subrogation, and it’s something to …
Continue reading "Can My Health Insurance Company Take Part of My Settlement in California?"
If you’ve been researching your options after an accident, you’re probably aware by now that you can receive compensation for medical expenses. In California, if someone else was at fault—for instance, if a driver hit you—their insurer should cover the medical expenses related to your injuries. These costs fall under economic damages, which can be …
Continue reading "Treatment with Health Insurance versus On a Doctor’s Lien"
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